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Claimant caught in coverage 'black hole'

Thursday, December 15, 2016 @ 7:00 PM | By Daniel Strigberger

In Cankaya v. Intact / Cankaya v. Unifund FSCO A14-009220, the claimant, Murat Cankaya, was working on the engine of a 2001 BMW vehicle he was about to repair at his mechanic shop. He sustained multiple injuries during the repair. He was acting in the course of his self-employment as a garage repairman when the incident occurred.

The claimant was insured with Unifund under a standard Ontario Automobile Policy (OAP 1), which insured his personal vehicle. He was also insured with Intact under the standard Ontario...