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B.C. Supreme Court rules in insurance case that timing of an occurrence matters

Thursday, January 18, 2018 @ 9:03 AM | By Sean Tessarolo

The British Columbia Supreme Court, in R.C. Heating & Gasfitting Ltd. v. The Sovereign General Insurance Company, 2017 BCSC 1916, recently concluded that, in the context of an occurrence policy, the lack of proximity in time between an alleged negligent act and a loss may result in an otherwise covered claim falling outside of coverage.

Two petitioners, R.C. Heating & Gasfitting Ltd. and Chad Robert Young, sought a declaration that their former insurer had a duty to defend them in a civil action. R.C. Heating was in...