Focus On
NEW In-House Counsel | Insurance | Intellectual Property | Immigration | Natural Resources | Real Estate | Tax

Insurance

Latest

Friday, May 05, 2017 @ 8:43 AM

INSURERS - Duties - Duty to defend

Appeal by the plaintiff, Mason Homes, from the dismissal of its action against the defendant, Lombard General Insurance. The plaintiff, a property development company, entered a subdivision agreement with a municipality in respect of construction of a residential home on a steep slope that exceeded the maximum municipal standards. The agreement required the plaintiff to include a warning regarding the slope steepness in the agreement of purchase and sale for the eventual homeowners. The plaintiff failed to include the warning and the agreement for purchase and sale included a rendering that displayed the land parcel as level. The homeowners sued the plaintiff alleging the omission of the warning regarding the grading was deliberate, and that the plans for the overly steep property grading were grossly negligent. The plaintiff settled the homeowners' claim and sought indemnification from its insurer, the defendant. A motion judge dismissed the plaintiff's action on the basis the defendant had no duty to defend or indemnify the plaintiff under its commercial general liability policy. The judge found that the plaintiff's claim was based on deliberate conduct rather than an accident, and that the policy's exclusions expressly precluded coverage. The plaintiff appealed. ... [read more]

Thursday, May 04, 2017 @ 8:42 AM

Patients First Act becomes law in Ontario

On Dec. 8, 2016, the Patients First Act (Patients First) received royal assent. Patients First could pave the way for unprecedented intervention in the governance of health service providers (HSPs). ... [read more]

Thursday, May 04, 2017 @ 8:30 AM

AUTOMOBILE INSURANCE - Accident benefits - Income replacement

Application by Sandulak for leave to appeal a decision by the Automobile Injury Compensation Appeal Commission (Commission). The applicant was a commercial truck driver. He missed several weeks of work following the theft of his vehicle. He consequently sought income replacement indemnity benefits based on a loss of income caused by business disruption. An internal review officer of the Manitoba Public Insurance Corporation (MPIC) denied the claim on the basis the applicant did not suffer any bodily injuries. The applicant appealed to the Commission. He argued he was entitled to the benefits claimed. Alternatively, he raised Charter and human rights arguments in favour of his claim. The Commission dismissed the appeal and confirmed the MPIC officer's decision. The Commission found the applicant clearly did not fall within the benefit provisions, as he had not suffered bodily injuries in a motor vehicle accident. The Commission gave extensive reasons explaining why the Charter and human rights principles were not engaged. The applicant sought leave to appeal to the Court of Appeal. ... [read more]

Wednesday, April 26, 2017 @ 11:35 AM

Spark LLP hires its first associate

Just over a year since Spark LLP opened its doors in downtown Toronto, the firm has hired Samantha Schreiber as its first associate. ... [read more]

Wednesday, April 26, 2017 @ 8:49 AM

Privacy laws struggle with ‘smartphones on wheels’ WiFi car

In late March 2017, the Office of the Privacy Commissioner of Canada (OPC) appeared before the Senate Committee on Transportation and Communications to discuss some of the privacy issues associated with connected and automated vehicles. Over the past few years, the OPC and other organizations have been studying the privacy concerns surrounding connected and automated cars. However, as of yet, there are no comprehensive policies addressing privacy and modern automobiles. ... [read more]

Monday, April 24, 2017 @ 10:09 AM

Stewart McKelvey adds two new associates

Former Stewart McKelvey articled clerks Giles Ayers and Justin Hewitt, who both were called to the Newfoundland and Labrador bar on Friday, have joined the St. John's office, as associates. ... [read more]

Monday, April 24, 2017 @ 8:36 AM

Torys adds partner, counsel to financial services practice

Torys LLP welcomes Jill E. McCutcheon and Kelly Morris to the firm’s financial services practice in Toronto. ... [read more]

Monday, April 24, 2017 @ 8:27 AM

My view from ‘the dark side’ of personal injury law | Sandra Kovacs

For the first decade of my legal career I was an insurance defence litigator.  Firmly entrenched in that practice, I will reluctantly admit that my then-impression of the opposing counsel who worked for injured plaintiffs, with notable exceptions, was clichéd.But last year, after acting as defence counsel in a bodily injury trial, my opposing counsel’s firm offered me a job. My first reaction was to dismiss the offer as fanciful. How could I possibly walk away from being a proud member of the defence bar to become an “ambulance chaser”? ... [read more]

Thursday, April 20, 2017 @ 8:34 AM

Ontario Court of Appeal provides clarity around ‘your work’ exclusion clause Pino Cianfarani

The "your work" exclusion clause exists in virtually every commercial insurance general liability policy across Canada. Interpretation of this clause can sometimes be misconstrued, but a decision by the Ontario Court of Appeal on April 13 provides clarity around the clause in insurance claims. ... [read more]

Wednesday, April 19, 2017 @ 10:09 AM

Court decisions that will greatly affect future cost of care awards

The intention of this article is to explain three categories of damages claimed and awarded in cost of care claims and to substantiate these by a review of relevant jurisprudence. The three categories of damages are: past housekeeping costs, applicable discount rates and allowance for financial management and administration costs. These have become common subject areas for discussion. ... [read more]